1 Hour Payday Loans

1 hour payday loans are the fastest way to get instant cash loans for under $1500 deposited directly into your bank account. 1 hour payday loans are an instant payday loan meaning you get an instant answer on your payday loan application and the money is wired direct into your bank account within an hour.

Getting approved for 1 hour payday loans is a very fast process with the online payday loan application form taking you about 5 minutes to complete and submit over a safe and secure server.

Your payday loan is then wired directly into your bank account for you to withdraw from your nearest ATM machine.

How To Qualify for a 1 Hour Payday Loan:

• You must be currently employed or be receiving a regular income of $1000.
• You must be a US citizen.
• You need to have a checking or savings account with direct deposit features.

What Can I Spend My Payday Loan Money On

You can spend the your payday loan on whatever you want. You do not have to provide proof of a bill that you want to pay.

You may simply need the money because you have a family function on the weekend and need some extra cash in your pocket to purchase a gift or pay for a dinner. How you spend the money is your business and has nothing to do with the payday loan lender.

How Does It Actually Work

Step 1: You fill out an online application and submit it.
Step 2: The payday loan lender will contact you via email telling you that your loan application has been approved or declined.
Step 3: You commence discussions with the payday loan lender, via email or phone and this is when you agree to the payday loan terms.

• The amount of the loan plus interest charges are agreed.
• The repayment date is agreed.
• Please note that you are not obligated to accept any loan terms if you do not wish to do so. Your initial “online application” is considered just an expression of interest.

As general rules, payday loans are repaid anywhere between 5 and 28 days. You may be required to apply for 2 loans if your amount is greater than what they can give you in one loan. For example, some lenders have $1000 loan limits but are willing to allow customers to borrow a further $500 on a second loan.

This will all be explained to you when you are in contact with the payday loan lender. Some lenders may want you to take a smaller loan as a first time borrower.

This is also an opportunity for you to ask the lender what happens if I can’t repay my loan on the due date? You may have a money emergency and need a few extra days.

You will need to contact the payday loan lender there options available to you including a payday loan extension.

They will also need to cancel the direct debit to repay your loan or you will get dishonor charges on your checking account.

Remember: 1 hour payday loans are a short term emergency money solution and should not be used to continually balance your budget.